Check your options

$100 to $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

Need a few hundred to make it to Friday?

One short request goes to lenders that look at many credit profiles.

Bank-level encryption No impact to credit 2-minute application

Every mile closer to payday counts.

Check your options

How it works

Three steps. Zero friction.

1. Tell us about you

Answer a few quick questions. It takes about two minutes and never touches your credit score.

2. Compare real offers

We match you with lenders from our network so you can compare rates, terms, and monthly payments side by side.

3. Get funded

Choose the offer you love and finish with the lender. Many partners fund as soon as the next business day.

Why MileagePolicy

Built around restraint, trust, and you.

No noise. No pressure. Just a clean way to see your real loan options from a vetted network of U.S. lenders.

  • Soft-pull, always

    Checking your rate uses a soft inquiry, your credit score is never affected.

  • Privacy by design

    Bank-grade encryption and strict data controls keep your information protected.

  • One form, many lenders

    Fill it once and compare competing offers, no repetitive applications.

2M+

Borrowers helped

$5,000

Up to, per loan

6.99%

APRs from

50

States served

Loan calculator

Estimate your monthly payment.

Move the sliders to see what a personal loan could look like for you.

$5,000
$100$5,000
12.99%
5%35.99%
60 mo
12 mo84 mo

Estimated monthly payment

$100
Principal Interest
Principal$5,000
Total interest$5,000
Total repayment$5,000
Check my real rate

Estimates are for illustration only and assume a fixed rate with equal monthly payments. Your actual rate, term, and payment depend on the lender and your credit profile.

Questions people ask before they start

Does MileagePolicy lend the money itself?

No. MileagePolicy is not a lender and does not make credit decisions. Your request goes to participating lenders; whoever responds decides and sets the terms.

What loan amounts can I request?

$100 to $5,000 is the usual range. The final amount, if any, is up to the lender and your state's rules.

Does sending a request affect my credit?

Checking your options does not affect your credit score. A lender may run its own credit check as part of considering your request.

How long until I could have the money?

Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.

What do I need to send a request?

Have your income details, checking account and contact information ready. You need to be at least 18 and live in a state where the service is available.

Does MileagePolicy charge me anything?

No. Using MileagePolicy is free. Lenders pay us when we introduce a borrower; any loan costs are set by the lender and shown to you before you accept.

See your rate in two minutes.

No obligation. No credit impact. Just your real options.

Check my rate